Is PNB MetLife good for term insurance?
Policy coverage is good and the premiums are less. Service provided is nice and on time. Claims are easy to get by executives help and the online renewals are the best. PNB metlife life insurance is my term insurance policy insurer.
Term Life Insurance offers a great financial cushion to your family in what could be the most unfortunate time in their lives. It is a great way to make sure that you are with your loved ones at every step of the way.
Maximize The Duration: As a thumb rule, opt for the maximum term insurance duration available for your age and profile. So, as a 30-year-old, even if you foresee the need for life insurance for just the next 30 years, you should still opt for a 40-year tenure.
Though changing your term insurance policy is totally a matter of personal choice and preferences. But, in every 3 or 4 years, you can look for a term insurance plan that offers finer facilities and can make a switch.
- ICICI Pru iProtect Smart. 97.90% ...
- Max Life Smart Secure Plus Plan. 99.35% ...
- Tata AIA Life Insurance Sampoorna Raksha Supreme. 98.02% ...
- Aditya Birla Life Shield Plan. 98.04% ...
- PNB MetLife Mera Term Plan Plus. 98.17% ...
- SBI e-Shield Next. 93.09% ...
- Bajaj Allianz Smart Protect Goal. 98.48% ...
- Kotak e-Term Plan. 98.50%
- ICICI Prudential.
- Max.
- Aditya Birla.
- SBI.
- LIC.
- Edelweiss Tokio.
- Exide.
- Canara HSBC OBC.
MetLife is a reputable insurance company that has an A+ (Superior) rating from AM Best, one of the nation's leading insurance-rating organizations, as well as solid scores from S&P and Moody's. The good scores are a reflection of MetLife's financial strength and claims-paying ability.
MetLife carries an impressive Value Score of A. Value Score helps find stocks that are undervalued. Back-tested results show that stocks with a Value Score of A or B, when combined with a Zacks Rank #1 (Strong Buy) or 2, offer the best investment bets.
With PNB MetLife Guaranteed Future Plan
Option 1: Endowment Option. Booster additions ranging from 30% to 406% of Annualised premium in addition to your regular income payout5 with Income + Boosters option. Pay as you like: Choose from various premium payment options from 5, 7 to 15 years or Single pay.
Plan Option | PPT | Bonus Rates declared |
---|---|---|
Super Saver Plan (Accumulation Option | 12 Pay | 3.90% |
15 Pay/RP | 4.15% | |
Super Saver Plan (Liquidity Option) | 5 | 4.10% |
7 Pay | 4.20% |